Cash Management
Cash
Management: Cash Management ej‡Z mvavibZ Fund / Cash –Gi AwaKZi fvj e¨envi‡K
†evSvq| AviI wemÍvwiZfv‡e ej‡Z †M‡j
†Kvb Firm / Financial Organization Gi Liquid Resources Gi Optimumu Utilization ( m‡e©vËg e¨envi)
wbwðZ Kiv A_©vr Cash
collection, handling, control Ges
Investment -‡K †evSvq| Gevi †`Lv hvK e¨vs‡Ki Cash Management Gi wK KvR| G‡ÿ‡Î Cash Receive I Payment , Remittance Kiv, Issue, Non-Issue and defective note Gi wb®úwË BZ¨vw` welq
Cash Management Gi AšÍf©~³|
KvD›Uv‡i UvKv MÖn‡bi (Receive) mgq Teller Gi Kibxqt-
MÖvn‡Ki
wbKU †_‡K wW‡cvwRU w¯øc wb‡q cÖ_‡gB †`L‡eb Zv‡Z Account
Name, Account Number, ZvwiL, Deposited by G Depositor Gi ¯^v¶i Av‡Q wKbv;
Deposit w¯ø‡c Amount K_vq Ges As‡K GKB Av‡Q wKbv;
Deposit w¯ø‡c Denomination Option G UvKvi gvb Abyhvqx Denomination wjLv Av‡Q wKbv;
Depositor Gi wbKU †_‡K M„wnZ Deposit w¯ø‡c D‡jøwLZ UvKve mgcwigvb UvKv hvPvB-evQvB
c~e©K fvjfv‡e ¸‡b ey‡S †bIqv|
Dc‡ivwjøwLZ
welq¸‡jv wVK _vK‡j MÖvn‡Ki KvQ †_‡K Deposit w¯ø‡c D‡jøwLZ mgcwigvb UvKv Denomination Abyhvqx wb‡eb hv‡Z w`b †k‡l †Ujv‡ii UvKv Kg/‡ekx n‡j
wnmve wgjv‡Z mnR nq| Gici UvKvi evQvB/ †PK Ki‡eb hv‡Z H UvKvi g‡a¨ †Kvb cÖKvi
†Quov †bvU , AwaK gqjv †bvU, is gvLv †bvU, AwaK weK…Z †bvU, Av¸‡b †cvov/Sjmv‡bv
†bvU I Rvj †bvU bv _v‡K| fvjfv‡e UvKv †PK †kl n‡jB †Kej MÖvn‡Ki wnmv‡e cÖ‡ek K‡i wnmve bv¤^vi I wnmv‡ei bvg Deposit w¯ø‡c D‡jøwLZ wnmve bv¤^vi I wnmv‡ei bv†gi
mv‡_ wgj Av‡Q g‡g© wbðZ n‡q UvKv Rgv Ki‡eb|
KvD›Uv‡i UvKv cÖ`v‡bi (Payment)
mgq †Ujv‡ii Kibxqt- MÖvn‡Ki
wbKU †_‡K †PK †bqvi c‡i wb‡b¥v³ welq¸‡jv j¶¨ ivL‡Z n‡et-
cÖ_gZt †PKwU SIBL g‡bvMÖvg m¤^wjZ †PK wK bv|
wØZxqZt
†PKwU †dK (Fake)/ Rvj wK bv|
Z…ZxqZt †P‡Ki ZvwiL(1†_‡K 6gv‡mi g‡a¨) wVK Av‡Q wK
bv|
PZz_©Zt †P‡K
D‡jøwLZ UvKvi cwigvb As‡K Ges K_vq wVK Av‡Q wK bv|
cÂgZt †P‡Ki
wnmveavix/ Account
Holder Gi
h_vh_ ¯^v¶i Av‡Q wK bv|
lôZt
‡P‡K †Kvb cÖKvi NlvgvRv, KvUv-†Quov Av‡Q wK bv; _vK‡j †mme †¶‡Î wnmveavixi ¯^v¶i
Av‡Q wK bv|
mßgZt †P‡K D‡jøwLZ UvKvi cwigvb As‡K Ges K_vq GKB
Av‡Q wKbv|
AógZt †P‡K UvKv D‡ËvjbKvixi ¯^v¶i Av‡Q wKbv
begt Account-
e¨v‡jÝ
Av‡Q wK bv;
`kgt
†P‡K D‡jøwLZ
UvKve mgcwigvb UvKv MÖvnK‡K fvjfv‡e ¸‡b eySvBqv †`Iqv|
Dc‡ivwjøwLZ mKj welq wVK _vK‡j wnmveavixi wnmv‡e cÖ‡ek K‡i †PKwU
†WweU Ki‡eb| Gici †P‡Ki wcQ‡b Denomination wj‡L wnmveaviK/ evnK (whwb KvD›Uv‡i UvKv †bIqvi Rb¨ Dcw¯’Z
_vK‡eb) Zvi ¯^v¶i(c~‡e© cª`Ë ¯^v¶‡ii mv‡_ Aek¨B wgj _vK‡Z n‡e) wb‡q UvKv
cÖ`vb Ki‡eb| cÂvk (50) nvRvi UvKvi Dc‡ii cÖ‡Z¨K †P‡Ki UvKv cwi‡kv‡ai Av‡M
wnmveavix‡K †dvb K‡i †PK m¤ú‡K© wbwðZ n‡eb|
Online Cheque-Gi †¶‡Î I Dc‡iv³ wbqgB cÖ‡hvR¨ n‡e| Z‡e
G †¶‡Î ¯§ib ivL‡Z n‡e †h, cb&Pvk nvRvi UvKvi Dc‡ii †h †Kvb GgvD‡›Ui †P‡Ki
UvKv cwi‡kv‡ai Av‡M mswkøó kvLv n‡Z †gB‡ji gva¨‡g AbygwZ wb‡Z n‡e Ges cvkvcvwk
UvKv MÖnbKvixi wbKU †_‡K Zvi e¨w³MZ Z_¨ (NID mn bvg, wVKvbv, †dvb bv¤^vi BZ¨vw`) wb‡Z n‡e|
Cash/Note
Sorting: Note Sorting ej‡Z ‡bvU web¨vm A_©vr e¨venvwiK w`K †_‡K †bvU¸‡jv‡K
wewfbœ K¨vUv‡Mwi‡Z/ †kÖbx‡Z wef³ Kiv‡K eySvq| evsjv‡`k e¨vsK, cÖavb Kvh©vj‡qi
wWcvU©‡g›U Ae Kv‡iÝx g¨v‡bR‡g›U- Gi wWwmGg cwicÎ bs-14/2015 ZvwiL-07/12/2015Bs
†gvZv‡eK Zdwmjx e¨vs‡Ki wdwWs kvLv KZ©„K evsjv‡`k e¨vs‡Ki M¨vivw›U‡Z †bvU
Rgv`vbKv‡j †bvU¸‡jv‡K cybtcÖPjb‡hvM¨(Re-issue
Note),
AcÖPjb‡hvM¨(Non-issue Note) Ges
wgDwU‡j‡UW (Mutilated Note) G wZbfv‡M
wef³ K‡i Rgv`v‡bi wb‡`©kbv cÖ`vb Kiv n‡q‡Q| AwaKš‘, `vex‡hvM¨ †bvU(Claims Note) †Kvbfv‡eB evsjv‡`k e¨vs‡K Rgv †`qv
hv‡ebv g‡g©I wb‡`©kbv i‡q‡Q| G QvovI Note
Refund Regulations- 2012 wb‡`©kbv Abymv‡i m¤ú~Y© `vexi A‡hvM¨ †bvU Re-issue ‡bvU wnmv‡e Rgv`v‡bi cÖ‡Póv Av‡jvP¨
wewagvjv, evsjv‡`k e¨vsK, cÖavb Kvh©vj‡qi wb‡`©kbv Ges e¨vsK †Kv¤úvbx AvBb,
1991(2013 ch©šÍ ms‡kvwaZ) Gi 45 I 49 avivi mivmwi jsNb, hv kvw¯Í‡hvM¨ Aciva|
mwVKfv‡e †bvU mwU©s e¨wZwi‡K †iwg‡UÝ Ki‡j e¨vsK †Kv¤úvbx AvBb, 1991(2013 ch©šÍ
ms‡kvwaZ) Gi weavb †gvZv‡eK mswkøó e¨vsK †Kv¤úvbx‡K A_©`‡Û `wÛZ Kiv n‡e| Negetive point Gi wfwˇZ e¨vsK¸‡jvK A_©`Û
Av‡ivc Kiv n‡e hv mswkøó kvLv¸‡jvi Dci Av‡ivwcZ n‡e | myZivs Av‡jvPbvi
myweav‡_© cÖ_‡g †bvU¸‡jv‡K wewfbœ fv‡M wef³ K‡i Zv‡`i ‰ewkó¨ Ges mwU©s cÖwµqv
wb‡¤œ Av‡jvPbv Kiv n‡jvt
1) Re-Issuable Note (c~Yt cÖPjb †hvM¨ ‡bvU)t A‡c¶vK…Z Kg gqjvhy³ I fvj gvb
m¤§Z †h mKj †bvU KvD›Uv‡ii
gva¨‡g †jb‡`‡bi Rb¨ cybivq Bmy¨ Kiv hvq Zv‡K c~Yt cÖPjb †hvM¨ ‡bvU e‡j| c~Yt
cÖPjb †hvM¨ ‡bv‡Ui ˆewkó¨ wb¤œiæct
● AZ¨vwaK gqjvhyKÍ bq Ggb †bvU
● †bv‡Ui Dci GKvwaK mxj _vK‡ebv
● †Kvb †bv‡Ui Dci `yBwUi AwaK Aby¯^vÿi/mvÿi
_vK‡ebv
● †bv‡Ui Dci AcÖ‡qvRbxq †jLv ev `vM _vK‡ebv
● ˆbv‡U gwiPvi wPý _vK‡ebv
● †bv‡U †Kvb is jvMv‡bv _vK‡ebv|
Re-Issuable ‡bvU mwU©st-
● Re-Issue
ev cybt cÖPjb‡hvM¨ †bvU¸‡jv
†e‡Q Avjv`v/c„_K Ki‡Z n‡e|
● Disorder _vK‡j In
OrderÖ Ki‡Z n‡e|
● cÖ‡Z¨K c¨v‡K‡U 100wcm †bvU wbwðZ Ki‡Z n‡e|
● cÖ‡Z¨K c¨v‡K‡Ui evg cv‡k miy KvMR Øviv †eÛ K‡i
÷¨vcwjs Ki‡Z n‡e|
● wbR¯^ eªv‡Âi bvg m¤^wjZ Fly Leaf jvMv‡Z n‡e Ges Leaf Gi Dc‡i eªv‡Âi mxj I ZvwiL mn mswkøó
K¨vwkqv‡ii ¯^v¶i _vK‡Z n‡e|
● c¨v‡K‡Ui wfZ‡i AcÖPjb‡hvM¨(Non-issue
Note) Ges
wgDwU‡j‡UW (Mutilated Note) I Rvj‡bvU bvB g‡g© wbwðZ n‡Z n‡e| Gici 10wU c¨v‡K‡Ui mgš^q ev‡Ûj
‰Zix K‡i †iwg‡UÝ Ki‡Z n‡e
2) Non-Issuable Note (AcÖPjb †hvM¨ ‡bvU)t W¨v¤ú I †ekx gqjvhy³ †h mKj †bvU c~bivq cÖPjb †hvM¨ bq Zv‡K
AcÖPjb †hvM¨ ‡bvU ev APj †bvU e‡j| AcÖPjb
†hvM¨ ‡bv‡Ui ˆewkó¨ wb¤œiæct
●AZ¨vwaK gqjvhyKÍ †bvU
● †bv‡Ui Dci GKvwaK mxj
●†Kvb †bv‡Ui Dci `yBwUi AwaK
Aby¯^vÿi/mvÿi
●†bv‡Ui Dci AcÖ‡qvRbxq †jLv ev
`vM
● ˆbv‡U gwiPvi wPý
●†bv‡U Aí is jvMv‡bv | (is Gi Rb¨ Avmj †bv‡Ui ˆewkó¨ hvPvB Ki‡Z †Kvb
mgm¨v bv n‡j)
Non-Issuable ‡bvU mwU©st-
Non-Issue ev AcÖPjb‡hvM¨ †bv‡Ui †¶‡Î Re-issuable †bv‡Ui wbqgB cÖ‡hvh¨ n‡e| Z‡e
G †¶‡Î ïay Fly Leaf Gi Dci eªv‡Âi mx‡ji cvkvcvwk
Non-Issue mxj gvi‡Z n‡e Ges j¶¨ ivL‡Z
n‡e hv‡Z Non-Issue c¨v‡K‡Ui g‡a¨ †Kvb fv‡eB Re-Issue, Mutilated Note I Fake Note bv _v‡K|
2) Mutilated Notest wgDwU‡jUW
†bvU ej‡Z Avgiv †Qov-dvuUv †bvU¸‡jv‡K ey‡S _vwK| wb‡¤œ Gi ˆewkó¨ Av‡jvPbv Kiv n‰jvt
·
†Uchy³
†bvU
·
`yB L‡Û
LwÛZ
·
‡bv‡Ui
†Kvb Ask Abycwm&_Z Ges Abycwm&_wZi cwigvY †bv‡Ui AvqZ‡bi 10% Gi Kg|
Mutilated Note ‡bvU mwUst-
·
cÖ_‡gB
†bvU¸‡jv‡K evQvB K‡i Mutilated Avjv`v/c„_K Ki‡Z n‡e|
·
Disorder _vK‡j In
OrderÖ Ki‡Z n‡e|
·
GB †¶‡Î
`yB UzKivi AwaK †Quov‡bvU c¨v‡K‡U AšÍf©~³ Kiv hv‡e bv|
· ‡bv‡Ui
†Kvb Ask Abycwm&_Z Ges Abycwm&_wZi cwigvY †bv‡Ui AvqZ‡bi 10% Gi Kg|
·
†Quov
†bv‡Ui Ask ev UzKivØq GKB †bv‡Ui AskwKbv †m e¨vcv‡i wbwð¦Z n‡Z n‡e|
·
†Quov
UzKiv`ywU miy AvKv‡ii nvjKv KvMR AvVvw`‡q A_ev Scotch Tape/Mask in Tape Øviv Ggbfv‡e jvMv‡Z n‡e hv‡Z Avmj †bvU wnmv‡e mbv³ Ki‡bi Rb¨
†bvUwU cix¶‡b Amyweav bv nq|
·
cÖ‡Z¨K
†bv‡U Mutilated mxj gvi‡Z n‡e Ges ZvwiL mn mswkøó †Ujvi ev
K¨vk BbPvR©-†K Sign/¯^v¶i Ki‡Z
n‡e|
·
100wcm
wbwðZ n‡q 1Uv c¨v‡KU ˆZix Ki‡Z n‡e Ges c¨v‡KUwU Stapling Ki‡Z n‡e|
·
hZ`~i
m¤¢e GKRvZxq Ges GK AvK…wZi †bvU GKmv‡_ K‡i c¨v‡KU Ki‡Z n‡e|
·
c¨v‡K‡Ui
Dc‡i A_©vr †j‡ej/ Fly Leaf Gi Dc‡i (1000x100,500x100,100x100,50x100) Gfv‡e wjL‡Z n‡e(G‡¶‡Î 10/- UvKv n‡Z 1000/-
UvKv g~j¨gv‡bi †bvU ch©šZ Dc‡iv³ wbqg cÖ‡hvR¨)|
3) Defective Note (ÎywUc~Y©‡bvU)t †Quov-dvUv, AwaK L‡Û LwÛZ, Av¸‡b †cvov ev †cvovi wPý m¤^wjZ I is
jvMv‡bv †bvU ÎwUc~Y© †bvU wn‡m‡e we‡ewPZ| G mKj †bvU AcÖPjb †hvM¨ weavq c~bivq
cÖPjb †hvM¨ bq|
Defective (ÎæwUhy³) ,
Mutilated (‡Quov-dvUv)
& Forged (bKj / Rvj‡bvU) notes
mbv³KiY I wblcwË:
†h mKj †bv‡Ui wewbgq g~j¨ KvD›Uv‡i Rgv
MÖnYKv‡jB mivmwi MÖvnK‡K cÖ‡`q n‡etÑ
●Aí †Quov-dvUv †bvUwU
†Kvbfv‡eB `yB UzKivi AwaK n‡e bv|
●Dc¯’vwcZ
†bvUwUi Kgc‡¶ †bv‡Ui AvqZ‡bi 90% Gi AwaK
we`¨gvb _vK‡Z n‡e A_©vr Abycw¯’wZi cwigvb 10% Gi Kg n‡e|
●Ges gqjv †bvU (Avmj †bvU
wPb‡Z Amyweav nqbv Ggb)|
†h mKj †bv‡Ui wewbgq g~j¨
evsjv‡`k e¨vsK †_‡K cÖvwß mv‡c‡¶ cÖ‡`q n‡e A_©vr MÖvnK‡K mivmwi wewbgq g~j¨
cÖ`vb Kiv hv‡e bvt-
●`yB‡qi AwaK L‡Û wew”Qbœ nIqv
†bvU|
●AwaK †Quov-dvUv Ges AZ¨vwaK
RxY© †bvU|
●Av¸‡b †cvov/Sjmv‡bv †bvU|
●Dfqcv‡k is jvMv‡bv †bvU A_©vr
†h †bvUwU is Gi Kvi‡b Avmj †bvU wnmv‡e mn‡R mbv³ Kiv hvq bv|
●Dc¯’vwcZ †bvUwUi Abycw¯’wZi
cwigvb †bv‡Ui AvqZ‡bi 10% Gi †ekx|
Dc‡iv³ †bv‡Ui wewbgq g~j¨ evsjv‡`k e¨vsK †_‡K
cÖvwß mv‡c‡¶ cÖ‡`q n‡e| G‡¶‡Î †bvU Rgv`vbKvixi wbKU n‡Z Zvi bvg I c~Y© wVKvbv
m¤^wjZ Av‡e`bcÎ wb‡Z n‡e| Av‡e`b c‡Î †bv‡Ui g~j¨gvb I wmwiR b¤^i D‡jL _vK‡e|
Claims Notes t
`yB‡qi AwaK UzKivq LwÛZ †bvU, AZ¨vwaK RivRxY© I
gqjv †bvU (Avmj †bvU mbv³ Ki‡Z Kó nq Ggb) AwaK is gvLv †bvU (Avmj †bvU wn‡m‡e
mbv³ Ki‡Z Kó nq Ggb), Av¸‡b †cvov I Sjmv‡bv †bvU, aviv‡jv A¯¿ e¨venvi Kiv n‡q‡Q
Ggb †bvU|
Claims †bv‡Ui wb¯úwËt
Rgv`vbKvix MÖvn‡Ki Av‡e`bcÎ (Av‡e`bKvixi bvg,
wVKvbv, †dvb bv¤^vi, UvKvi msL¨v, UvKvi gvb I UvKvi wmwiR D‡jøL _vK‡e) m‡gZ
M„nxZ †bvU kvLvi diIqvwWs cÎ mn mivmwi evsjv‡`k e¨vs‡Ki wbKUZg kvLvq
cÖvw߯^xKvi ¯xc m¤^wjZ ‡iwRóvi WvK‡hv‡M/Kzwiqvi †hv‡M †cÖib Ki‡Z n‡e|evsjv‡`k
e¨vs‡Ki mswkøó Kvh©vj‡q cÖvwßi 15(c‡bi) w`‡bi g‡a¨ †bvU widvÛ †iRy‡jkb Gi
AvIZvq †bv‡Ui g~j¨ cÖ`v‡bi wel‡q wm×všÍ Rvbv‡e| g~j¨ cÖ`vb‡hvM¨ n‡j †m‡¶‡Î
†bv‡Ui wewbgq g~j¨ mswkó e¨vs‡Ki Ab~Kz‡j cvVv‡e Ab¨_vq †bvUwU †diZ cvIqv hv‡e
bv|
G‡¶‡Î D‡jøL _v‡K †h, WvK/Kywiqvi Pv©R †bvU
RgvKvixi wbKU †_‡K Av`vq Ki‡Z n‡e|
Rvj
†bv‡Ui cv_©K¨ wbb¥iƒct
|
µwgK bs |
1000UvKvi Avmj †bv‡Ui ˆewkó |
1000UvKvi Rvj †bv‡Ui ˆewkó |
|
1 |
Intaglio Print(AmgZj g~`ªb)t 1000UvKvi g~j¨gv‡bi †bv‡Ui Dfq wc‡V wewfbœ
¯’v‡b Intaglio bvgK we‡kl Kvwj‡Z Qvcv hv
nvZ w`‡q ¯úk© Ki‡j DPz-bxPz/AmgZj/LmL‡m Abyf~Z nq| |
G †¶‡Î
Abyf’Z nq bv| |
|
2 |
is cwiZZ©bkxj Kvwj(OVI)t †bvUwU Av‡jvi w`‡K a‡i
1000†jLvwUi w`‡K mivmwi ZvKv‡j †mvbvjx Ges Zx_©Kfv‡e ZvKv‡j meyR is †`Lv
hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
3 |
Rj Qvct Avmj †bvU RvwZi RbK e½eÜz
†kL gywReyi ingv‡bi cÖwZK…wZ I evsjv‡`k e¨vs‡Ki g‡bvMÖvg Ges AwaKZi D¾¡j fv‡e
1000 msL¨vwUi RjQvc i‡q‡Q| Av‡jvi wecix‡Z G¸‡jv my¯úó †`Lv hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
4 |
Intaglio
jvBbt †bv‡Ui Wvb w`‡K Kvwj‡Z Qvcv 7wU †njv‡bv mgvšÍivi Agm„b †iLv Av‡Q| nv‡Zi
¯ú‡k© G¸‡jv mn‡RB AmgZj ev DPz-wbPz Abyf~Z nq| |
G †¶‡Î
nv‡Zi ¯ú‡k© AmgZj ev DPz-wbPz Abyf’Z n‡e bv| |
|
5 |
A܇`i Rb¨ we›`yt A܇`i †evSvi myweav‡_©
†bv‡Ui Wvb cv‡k¦© we‡kl wbivcË¡vg~jK Kvwj‡Z Qvcv 5wU ‡QvU we›`y i‡q‡Q hv
nv‡Zi ¯ú‡k© mn‡RB AmgZj ev DPz-wbPz Abyf~Z nq| |
Abyf~Z
n‡e bv| |
|
6 |
GwcV IwcV g~`ªYt RjQv‡ci cv‡kB dz‡ji bKkv
†bv‡Ui Dfq wc‡V ûeû GKB ¯’v‡b Qvcv‡bv hv Av‡jvi wecix‡Z ¯úófv‡e †`Lv hvq| |
‡`Lv
hv‡e bv| |
|
7 |
jyKv‡bv B‡gRt †bv‡Ui wb‡Pi w`‡K Ô1000Õ
msL¨vwU jyKv‡bvfv‡e gyw`ªZ Av‡Q| †bvUwU Ab~f’wgK fv‡e Av‡jvi w`‡K a‡i
Zxh©Kfv‡e ZvKv‡j jyKv‡bv msL¨vwU †`Lv hvq| |
‡`Lv
hv‡e bv| |
|
8 |
is cwieZ©bkxj n‡jvMÖvwgK
m~Zvt †bv‡Ui
m¤§~L fv‡M 4wgwjwgUvi PIov wbivcË¡v m~ZvwU †mjvB‡qi gZ K‡i ms‡hvwRZ i‡q‡Q|
m~ZvwU‡Z Òevsjv‡`k e¨vs‡Ki g‡bvMÖvgÓ I Ò1000 UvKvÓ †jLv cov hvq| 90 wWMÖx‡Z
†bvU‡U Nyiv‡j myZvwU Kv‡jv †`Lv hvq| |
Rvj
UvKvh Gfv‡e is cwieZ©b nq bv| |
|
9 |
BwiwW‡m›U
÷ªvBct †bv‡Ui wcQ‡bi w`‡K BwiwW‡m›U e¨vÛ ev ÷ªvB‡c BANGLADESH BANK ‡jLv Av‡Q hv D¾¡j Av‡jv‡Z †`Lv hvq| |
‡`Lv
hv‡e bv| |
500UvKvi Avmj †bvU I Rvj
†bv‡Ui cv_©K¨ wbb¥iƒct
|
µwgK bs |
500UvKvi Avmj †bv‡Ui ˆewkó |
500UvKvi Rvj †bvU ˆewkó |
|
1 |
Intaglio Print(AmgZj g~`ªb)t 500UvKvi g~j¨gv‡bi †bv‡Ui Dfq wc‡V wewfbœ
¯’v‡b Intaglio bvgK we‡kl Kvwj‡Z Qvcv hv
nvZ w`‡q ¯úm© Ki‡j DPz-bxPz/AmgZj/LmL‡m Abyf’Z nq| |
G †¶‡Î
Abyf’Z nq bv| |
|
2 |
is cwiZZ©bkxj Kvwj(OVI)t †bvUwU Av‡jvi w`‡K a‡i 500 †jLvwUi w`‡K
mivmwi ZvKv‡j jvj‡Q ev Meganta Ges
Zx_©Kfv‡e ZvKv‡j meyR is †`Lv hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
3 |
Rj
Qvct Avmj †bvU RvwZi RbK e½eÜz †kL gywReyi ingv‡bi cÖwZK…wZ I evsjv‡`k
e¨vs‡Ki g‡bvMÖvg Ges AwaKZi D¾¡j fv‡e 500 msL¨vwUi RjQvc i‡q‡Q| Av‡jvi
wecix‡Z G¸‡jv my¯úó †`Lv hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
4 |
Intaglio jvBbt †bv‡Ui
Wvb w`‡K Kvwj‡Z Qvcv 7wU †njv‡bv mgvšÍivi Agm„b †iLv Av‡Q| nv‡Zi ¯ú‡k© G¸‡jv
mn‡RB AmgZj ev DPz-wbPz Abyf’Z nq| |
G †¶‡Î
nv‡Zi ¯ú‡k© AmgZj ev DPz-wbPz Abyf’Z n‡e bv| |
|
5 |
A܇`i Rb¨ we›`yt A܇`i †evSvi myweav‡_© †bv‡Ui Wvb cv‡k¦©
we‡kl wbivcË¡vg~jK Kvwj‡Z Qvcv 4wU ‡QvU we›`y i‡q‡Q hv nv‡Zi ¯ú‡k© mn‡RB
AmgZj ev DPz-wbPz Abyf’Z nq| |
Abyf’Z
n‡e bv| |
|
6 |
jyKv‡bv B‡gRt †bv‡Ui wb‡Pi w`‡K Ô500Õ msL¨vwU jyKv‡bvfv‡e
gyw`ªZ Av‡Q| †bvUwU Ab~f’wgK fv‡e Av‡jvi w`‡K a‡i Zxh©Kfv‡e ZvKv‡j jyKv‡bv
msL¨vwU †`Lv hvq| |
‡`Lv
hv‡e bv| |
|
7 |
is cwieZ©bkxj n‡jvMÖvwgK m~Zvt †bv‡Ui m¤§~L fv‡M 4wgwjwgUvi PIov wbivcË¡v
m~ZvwU †mjvB‡qi gZ K‡i ms‡hvwRZ i‡q‡Q| m~ZvwU‡Z Òevsjv‡`k e¨vs‡Ki
g‡bvMÖvgÓ I Ò500 UvKvÓ †jLv cov hvq| 90 wWMÖx‡Z †bvU‡U Nyiv‡j
myZvwU Kv‡jv †`Lv hvq| |
Rvj
UvKvh Gfv‡e is cwieZ©b nq bv&| |
100UvKvi Avmj †bvU I Rvj
†bv‡Ui cv_©K¨ wbb¥iƒct
|
µwgK bs |
100UvKvi Avmj †bv‡Ui ˆewkó |
100UvKvi Rvj †bvU ˆewkó |
|
1 |
Intaglio Print(AmgZj g~`ªb)t 100UvKvi g~j¨gv‡bi †bv‡Ui Dfq wc‡V wewfbœ
¯’v‡b Intaglio bvgK we‡kl Kvwj‡Z Qvcv hv
nvZ w`‡q ¯úm© Ki‡j DPz-bxPz/AmgZj/LmL‡m Abyf’Z nq| |
G †¶‡Î
Abyf’Z nq bv| |
|
2 |
is cwiZZ©bkxj Kvwj(OVI)t †bvUwU Av‡jvi w`‡K a‡i 100 †jLvwUi w`‡K
mivmwi ZvKv‡j †mvbvjx Ges Zx_©Kfv‡e ZvKv‡j meyR is †`Lv hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
3 |
Rj Qvct Avmj
†bvU RvwZi RbK e½eÜz †kL gywReyi ingv‡bi cÖwZK…wZ I evsjv‡`k e¨vs‡Ki
g‡bvMÖvg Ges AwaKZi D¾¡j fv‡e 100 msL¨vwUi RjQvc i‡q‡Q| Av‡jvi wecix‡Z G¸‡jv
my¯úó †`Lv hvq| |
G †¶‡Î
†`Lv hvq bv| |
|
4 |
Intaglio jvBbt †bv‡Ui
Wvb w`‡K Kvwj‡Z Qvcv 7wU †njv‡bv mgvšÍivi Agm„b †iLv Av‡Q| nv‡Zi ¯ú‡k© G¸‡jv
mn‡RB AmgZj ev DPz-wbPz Abyf’Z nq| |
G †¶‡Î
nv‡Zi ¯ú‡k© AmgZj ev DPz-wbPz Abyf~Z n‡e bv| |
|
5 |
A܇`i Rb¨ we›`yt A܇`i †evSvi myweav‡_© †bv‡Ui Wvb cv‡k¦© we‡kl
wbivcË¡vg~jK Kvwj‡Z Qvcv 3wU ‡QvU we›`y i‡q‡Q hv nv‡Zi ¯ú‡k© mn‡RB AmgZj ev
DPz-wbPz Abyf~Z nq| |
Abyf~Z
n‡e bv| |
|
6 |
jyKv‡bv B‡gRt †bv‡Ui wb‡Pi w`‡K Ô100Õ msL¨vwU jyKv‡bvfv‡e
gyw`ªZ Av‡Q| †bvUwU Ab~f’wgK fv‡e Av‡jvi w`‡K a‡i Zxh©Kfv‡e ZvKv‡j jyKv‡bv
msL¨vwU †`Lv hvq| |
‡`Lv
hv‡e bv| |
|
7 |
is cwieZ©bkxj n‡jvMÖvwgK m~Zvt †bv‡Ui m¤§~L fv‡M 4wgwjwgUvi PIov wbivcË¡v
m~ZvwU †mjvB‡qi gZ K‡i ms‡hvwRZ i‡q‡Q| m~ZvwU‡Z Òevsjv‡`k e¨vs‡Ki
g‡bvMÖvgÓ I Ò100 UvKvÓ †jLv cov hvq| 90 wWMÖx‡Z †bvU‡U Nyiv‡j
myZvwU Kv‡jv †`Lv hvq| |
Rvj
UvKvh Gfv‡e is cwieZ©b nq bv&| |
Rvj‡bvU/weëAvc †bvU D¯’vcbKvixi kvw¯Ít-
●●†cbvj †KvW 1974 Abyhvqx †bvU Rvj Kiv , Rvj †bvU
µq-weµq, MÖnY, cvPvi ev e¨envi Kivi m‡eŸ©v”P kvw¯Í g„Zy¨`Û| Rvj‡bvU Ges GKvwaK †bv‡Ui wewfbœ Ask ms‡hvRb K‡i
†bvU Dc¯’vcbKvix‡K AvBb cÖ‡qvMKvix KZ…©c‡¶i nv‡Z †mvc`© Ki‡Z n‡e Ges
wbKU¯Í evsjv‡`k e¨vsK- †K AewnZ Ki‡Z n‡e|
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2UvKvi †bvU Ges K‡qb|
●●
evsjv‡`k e¨vsK †bvU n‡”Q 5UvKv †_‡K 1000 UvKv
†bvU|
----------------- ----------------
Malpractice in Cash Operation: ej‡Z mvavibZ Amr Dcvq ev Ab¨vq c×wZ‡Z Cash cwiPvjbv Kiv †evSvq| welqUv wK¬qvi Rb¨ wb‡¤œ
wKQz wel‡qi cÖwZ Av‡jvKcvZ Kiv n‡jvt
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●c‡KU e¨vswKs A_©vr MÖvn‡Ki
wbKU †_‡K UvKv Rgv ‡bIqvi ci Zv MÖvn‡Ki G¨vKvD‡›U bv w`‡q wb‡Ri c‡K‡U ivLv|
●w`b †k‡l UvKv wgjv‡Z wM‡q
†ewk n‡j mswkøó g¨v‡bR‡g›U‡K bv Rvwb‡q wb‡Ri c‡K‡U ivLv|
●Rvj‡bvU Av`vb-cÖ`v‡b
mnvqZv Kiv|
●Kwgk‡bi wewbg‡q weìAvc I
ÎæwUc~Y© Av`vb-cÖ`vb Kiv|
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K_v e¨vw³MZfv‡e jvfevb nIqvi Rb¨ Non Compliance way ‡Z MÖvn‡Ki mv‡_ Cash Related ‡h †Kvb ai‡bi †jb‡`b‡K †evSvq|
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